How much does Cursor cost per month?

Cursor costs $0 (Hobby), $20 (Pro), $60 (Pro+), $200 (Ultra), or $40/user (Teams). Cursor enterprise pricing is custom. All six plans include annual billing at ~20% savings.

Is Cursor free to use?

Yes. The Hobby plan is free forever with limited Agent requests and Tab completions. New accounts include a 1-week Pro trial. The Cursor free plan works for evaluation but is not viable for daily development. Cursor AI free access doesn't include the credit pool or frontier models.

What's the difference between Cursor Pro, Pro+, and Ultra?

All three share the same features. The difference is usage capacity: Pro includes a $20 credit pool, Pro+ includes $60 (3x), and Ultra includes $200 worth with 20x usage multiplier. If you primarily use Auto mode, Pro is sufficient. Upgrade only if you consistently exhaust credits mid-month.

How does Cursor's credit system work?

Each paid plan includes a monthly credit pool equal to its subscription price. Auto mode is unlimited, Cursor picks a cost-efficient model. Manually selecting frontier models (Claude Sonnet, GPT-4, Opus) draws from the pool. Overages are billed at API rates with no markup. The system replaced the old 500-request model in June 2025.

Is Cursor worth it compared to GitHub Copilot?

Cursor Pro ($20/month) costs twice as much as Copilot Individual ($10/month). Cursor adds full Agent mode, Cloud Agents, multi-model selection, and a standalone AI-first IDE. For developers who treat AI as a primary coding partner, Cursor delivers more value. For inline completions only, Copilot is cheaper and sufficient.

How do I track Cursor costs for my engineering team?

Cursor provides a per-user usage dashboard for Teams and Enterprise. For cross-tool visibility, Cursor + Claude Code + Copilot + cloud infrastructure, CloudZero's AI cost management platform shows all AI coding tool costs allocated by team, project, and developer.

Is there a Cursor student plan?

Cursor offers student access through university partnerships. Cursor free for students is available, check your institution's software engineering tools benefits. A 1-week Pro trial is available for all new accounts.

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